Most people need a mortgage in order to purchase a home. Getting Pre Qualified is essential when searching for a home. At no obligation or cost to you, this will give you an accurate idea of the mortgage amount you qualify for, which determines how expensive a home you can buy. The mortgage company will issue you a "pre-qualification letter" stating the maximum mortgage amount they will lend you. In our market, it is important to issue your pre qualification letter along with an offer on the home. Sellers will give greater consideration to your offer knowing you have already met with a lender and know you are financially able to complete the transaction.

While many financing options are available, here are the most common:

  • Conventional
  • FHA
  • VA

  • Terms on a loan:
  • Fixed Rate
  • ARMS- or Adjustable Rate Mortgages
  • 15, 20, 30 even 40 year

  • These are all things you need to know about. Which loan is best for your scenario? Let me assist you in obtaining that information and make you knowledgeable of your options. I have teamed up with A Grade A Mortgage and I can assist you with the entire process of your purchase as my client in the Real Estate transaction, a loan client, or both.